We buy houses for cash throughout Missouri, from St. Louis brick homes to Kansas City foursquares and suburban ranches. Inherited, behind on payments, rented out, in rough shape or vacant, we can make you an as-is offer.
We buy houses in all 50 states. These are just some of the areas we serve. Don't see your city? We still want to hear from you.
Missouri cities we buy in
- St. Louis (independent city)
- Kansas City (Jackson, Clay, Platte and Cass counties)
- Springfield (Greene County)
- Lee's Summit (Jackson and Cass counties)
- St. Peters (St. Charles County)
Your Missouri town isn't on the list? We still buy there. Call 407-775-2255.
How foreclosure works in Missouri
Missouri foreclosures are usually non-judicial. Most home loans use a deed of trust, so a trustee can sell the house at a public auction without a lawsuit. Federal servicing rules generally stop the process from starting until a borrower is more than 120 days behind.
Missouri requires at least 20 days' notice before the sale. In counties with a city of 50,000 or more, the notice runs at least 20 times in a daily newspaper, and the borrower must be mailed notice at least 20 days ahead.
What that means for you: once a Missouri sale is scheduled, it can happen in a matter of weeks. Selling before the sale date can protect your equity and your credit. Call early.
Inherited houses and probate in Missouri
Probate is handled by the Probate Division of the Circuit Court in the county where the person lived. The City of St. Louis has its own Probate Division, separate from St. Louis County.
- Small estates: if the whole estate is worth $40,000 or less after debts and liens, heirs can use a small-estate affidavit, and it can include real estate. It can be filed 30 days after death, a bond may be required, and estates over $15,000 need a published notice to creditors.
- Beneficiary deeds: Missouri lets owners record a beneficiary deed naming who gets the house at death. If one was recorded, the house may not need probate at all.
We can work with heirs and personal representatives wherever they live. See inherited houses and probate.
Transfer tax and occupancy inspections
Missouri has no state real estate transfer tax, though normal recording fees apply.
Many St. Louis-area governments require an occupancy inspection when a house sells. The City of St. Louis requires a certificate of inspection before a sold home is occupied, unincorporated St. Louis County requires an occupancy permit on sale, and many municipalities have their own rules. Inspections can turn up a list of required repairs. If you'd rather not deal with it, we can buy as-is.
Missouri landlords
For unpaid rent, a Missouri landlord can file a "rent and possession" case without a written notice to vacate, after demanding the rent. Kansas City also requires landlords to register rentals and hold a Healthy Homes rental permit. Tired of it? We buy rentals with tenants in place.